Scalable Business
Banking Solutions
Every businesses' banking needs are different - and so you deserve a digital banking partner that can provide businesses with robust and scalable features that meet their unique needs.
We can help you tailor your Online and Mobile Banking for all types of business, from sole proprietorships and retail shops to small corporations under 500 employees. With Lumin Digital, you can even establish baseline functionality during their first time logging into Online Banking using feature bundles. In addition to our core banking features, the system provides businesses with additional features including administration and Automated Clearing House (ACH).
Business Banking
Features Overview
- Online Business Registration
- Home Dashboard
- Sub User Management
- Role Permissions & Limits
- ACH Origination
- Account Presentation & Download
- Transfers
- Business Alerts
- Credit Cardholder Report
- Business Remote Deposit Capture
- Check Reorder
- Positive Pay
- Bill Pay
Superior Business Management
- Register Businesses for Online Banking
- Manage Business Profiles
- Edit business details and delete businesses
- Reset passwords, deactivate and reactivate businesses and view as member and view audit logs
- Manage Business Permissions
- View accounts, statements and documents
- View and add external transfer accounts and limits
- View and add Member to Member accounts
- Permit access to Bill Pay, Business and Mobile Remote Deposit Capture services
- ACH permissioning and controls
- Manage Business Sub Users
- Edit sub user details, delete sub users
- Reset sub user passwords, deactivate and reactivate profiles, view as member and view audit logs
ACH Processing
& Platform Reporting
- ACH Processing
- Review approve/reject business batch file requests
- Dual-control processing with activation and approval roles
- Generate NACHA-formatted files for processing
- Access file archives
- Automated ACH file generation and secure FTP delivery
- FI Reporting and Alerts
- Audit
- ACH summary reports
- Business summary reports
- ACH Approval
We Understand The Credit Union Difference
We don’t facilitate user connection, we help you create it. At Lumin Digital, we saw an opportunity to help credit unions improve how they engage with their members through digital banking. So we assembled a team focused on providing you with the information, the tools, and the guidance to elevate member outcomes in the digital world.
Your members deserve an exceptional digital experience, and you deserve it to be as easy as possible. Lumin brings extensive experience to the implementation, service, and support areas of the company. Our client onboarding process employs new technologies designed to deliver a frictionless implementation that both you and your members will appreciate. And our modern architecture allows for rapid updates and upgrades with pinpoint precision, ensuring minimal impact to your members.
